金融硕士：有两门挂科对申请有影响吗？

申请类型

研究生

教育经历

09/2016-07/2020 北京工业大学 金融 本科 gpa：3.14/4.20

语言/标化考试成绩

ielts: 7 gmat: 730

工作经历

无

实习经历

1. guotai junan securities, beijing01/2019-04/2019

intern of business department

· understood the futures varieties, market conditions, investment ideas and risks through the simulation of actual futures operation;

· paid attention to the daily financial statements and the industry analysis of the previous trading day, and studied macro economy, industry research, and various futures;

· successfully invited more than 10 black industry elites to attend the guotai junan futures high-end forum on black industry chain, and skillfully answered the questions of clients about the basic knowledge of futures;

· provided consulting services on futures markets and companies for clients, learned various ways and skills of industrial customer development.

1. prudential hong kong limited, hong kong07/2018

financial consultant intern of marketing department

· listened to the lectures delivered by the business manager or financial planner of the company every day to understand the company’s insurance products and terms, as well as the advantages of hong kong insurance, and studied various financial tools, financial related laws and regulations, and correct concepts of investment and financial management;

· visited securities companies under the guidance of our mentor to learn about financial derivatives, futures, warrants, block chain, etc.;

· summarized what we learned there, assigned the sales tasks, made arrangements for the following schedule, contacted the mentors, and ensured the teammates to return to the hotel safely every night;

· led the team to complete the drama show to present what insurance is to the audience, to show the communication process between clients and insurance agents;

· responsible for making the powerpoint slides, including data collection and analysis and chart and layout design, to elaborate the company’s product categories and advantages, and got the second place among 8 groups.

科研经历

无

奖项/证书

无

申请结果

院校

专业

结果

johns hopkins university

ms in finance

录取

university of california irvine

ms in finance

拒录

washington university in st louis

ms in finance

waitlist

fordham university

ms in finance ﹙financial management﹚

录取

columbia university

master of science in enterprise risk management

拒录

university of miami

master of science in finance

录取

university of illinois, urbana champaign

master of science in finance

拒录

tulane university

master of finance

录取

northeastern university

ms in finance

waitlist

背景分析

学生优势：学生的院校背景以及标化成绩都是很显眼的亮点。软件背景中的两段金融机构实习也是加分项。在学术项目以及课外活动中也分别有team leader的角色。

学生劣势：gpa偏低，且成绩单上有两门补考通过的课程。

文书思路

从本科选择金融专业的兴趣来源到经过本科四年的深入探索引出未来想投入这个领域的愿望以及进一步攻读研究生的必要性。

谈了对金融行业的理解，核心观点是金融业可以根据需要分配社会资源，平衡供需双方的需求，促进各行业高效有序地运作，增加社会总财富。而学生的梦想就是最大化金融业的意义。然后详细谈了一下长短期职业目标。

接下来主要描述了一下自己保险和证券的两段实习，包括专业知识技能的提升以及对行业的进一步理解，以及在实习期间自己在领导力，沟通协调的能力，客户开发和维护等方面的提升。在保险实习文书中还谈了自己对于香港保险和大陆保险的不同所思考的行业问题和发展（有的学校也专门针对这一点写了一篇独立的essay）。

结尾部分就是描述项目的匹配度，学校和学生之间的相互成就问题。

申请总结

为了等学生刷分，所以都是赶3月份之后的轮次递交的，到后面确实机会会少一些，所以还是建议让学生尽早刷分。另外就是商科的面试一定要让学生尽早准备。

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